Budget-Rechner

Plan your monthly budget with our free online calculator. Track expenses by category, visualize spending with charts, and calculate your savings rate instantly.

Income
$
Expenses

Summary

Gesamt Income $0.00
Gesamt Expenses $0.00
Balance $0.00
Savings Rate 0%

Spending Pausedown

Über Budget-Rechner

Our free budget calculator helps you plan your monthly or annual finances. Hinzufügen expense categories, see visual breakdowns of where your money goes, and track your savings rate. Alle Berechnungen happen in Ihrem Durchsuchenr — keine Daten is stored or sent to any server.

Funktionen

Bedienungsanleitung

  1. Geben Sie Ihren monthly or annual income
  2. Hinzufügen expense categories with amounts
  3. Or use a preset template for quick setup
  4. Ansicht your spending breakdown and savings rate

Common Use Cases

Personal Monthly Budgeting

Track your monthly income and expenses to understand where your money goes and how much you can save.

Annual Financial Planning

Switch to annual view to plan yearly savings goals, vacation funds, or major purchases.

Debt Repayment Planning

Calculate how much you can allocate to debt repayment while maintaining necessary expenses.

Household Expense Tracking

Manage shared household expenses by categorizing rent, utilities, groceries, and discretionary spending.

Frequently Asked Questions

Is this budget calculator free?

Yes, completely free. No signup required.

Is my financial data saved?

No. Alle Berechnungen happen in Ihrem Durchsuchenr. Keine Daten is stored or transmitted.

Was is the 50/30/20 rule?

A popular budgeting method: 50% for needs, 30% for wants, and 20% for savings and debt repayment.

Can I use this for business budgeting?

Yes, the calculator works for both personal and business budgets. Simply add your business expense categories.

How accurate is the savings rate calculation?

The savings rate is calculated as (Income - Expenses) / Income. It gives you a precise percentage based on the numbers you enter.

Can I export my budget?

Currently, you can manually copy the results. Export functionality may be added in a future update.

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