Calculate dividend yield, annual dividend income, and projected growth. Plan your passive income strategy with our free dividend calculator. Pure client-side, instant results.
This dividend calculator helps you estimate your dividend income from stock investments. Simply enter the share price, annual dividend per share, and number of shares you own (or plan to own). You can also model dividend growth over time to see how your passive income could grow. All calculations happen in your browser — your financial data never leaves your device.
Dividend yield is a financial ratio that shows how much a company pays in dividends each year relative to its stock price. It is calculated as: Annual Dividend per Share ÷ Share Price × 100%. For example, if a stock trades at $100 and pays $4 per year in dividends, the yield is 4%.
Annual dividend income is calculated by multiplying the annual dividend per share by the number of shares you own. For example, if you own 100 shares of a stock that pays $2.50 per share annually, your annual dividend income is $250.
Yield on cost (YOC) is the annual dividend income divided by your original investment amount, expressed as a percentage. Unlike current yield, which uses the current share price, YOC uses your purchase price. As dividends grow over time, your YOC can become much higher than the current yield.
The dividend growth projection assumes the annual dividend per share grows at a constant rate each year. For example, with a 5% annual growth rate, a $2.00 dividend becomes $2.10 in year 2, $2.205 in year 3, and so on. This compounds over time, significantly increasing your passive income.